Nursing Home Only Insurance Is an insurance plan designed to cover you primarily in a nursing care facility. All levels of care are provided; the three levels include skilled care, intermediate, and custodial care. This plan does include alternate settings of care which can be accessed as an inclusive benefit or optional benefit rider. Flexibility is offered in these additional care settings, depending on company or plan selected.

Nursing Home only insurance is a less expensive alternative to traditional Long Term Care Insurance which provides more comprehensive care for Home Health Care services. This plan of protection is a wise choice for people who have a limited family support system in the community or no local support. Consumers interested in this plan are more concerned with protecting themselves against a nursing home stay only not home care benefits.

Assisted Living Facility
Home care benefits can be received if you reside in an assisted living facility.

Adult Day Care Services
Benefits will be paid to the adult day care center for care provided.

Hospice Facilities
Nursing home benefits are provided to Hospice facilities.

Customize Your Own Benefits

• Elimination Period Options: 0 day visits, 20 day visits or 60 day visits
• Benefit Period: One year, two years, three years or lifetime
• Inflation Protection:
  

  Compound - 5% annual increase of your previous years benefit
  Simple - 5% annual increase of your original daily benefit

• Spousal Discounts - If both spouses apply.

For more information, please check this product when you contact us.

Worlco Management Services, Inc.
527 Bay Road Queensbury, New York 12804
Tel: 518-798-0642 - E-Mail Us

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