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Traditional Long Term Care Insurance Is an insurance plan which provides you with a variety of benefits designed to offset the high costs of care associated with nursing home and home care assistance. Plans include options to provide care in multiple settings such as assisted living facilities, adult day care centers, extended care facilities as well as the core benefits of nursing home and home care assistance. Included in these plans depending on choice of company or product are additional benefits and features listed below.
Other Features You Can Depend On
- Pre-existing conditions covered immediately if listed on an application
- Guaranteed renewability for life
- No prior hospital confinement required
- Care can be received anywhere in the United States
- Bed reservation
- Alzheimer's Disease and Senility fully covered
- Optional inflation protection
- Spousal discounts
- Caregiver training
- Waiver of premium
- Respite Care
- Optional shortened benefit period rider
- Emergency response system
- Third party lapse designee
Customize Your Own Benefits
- 0 day to 360 day elimination period
- Daily benefits from $70 per day to unlimited benefits
- One year to lifetime benefit period
- Daily benefit option or pool of money plan
For more information, please check this product when you
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